Of fundamental importance to all property owners is the knowledge that their property is insured at the appropriate level of reinstatement cost, so that in the event of a loss, the property can be fully reinstated. If a proper rebuilding cost assessment has not been made, deductions in the sum paid out to settle a claim could be made by the insurance company under the "averaging" clause of a policy. This could leave the owner severely out of pocket.

Our building surveyors have wide experience of carrying out assessments for insurance replacement values ranging from industrial estates and specialist sites such as food and retail premises to offices and residential property.

For more information contact:
		paul_smith@glhearn.com